Tuesday, March 3, 2009

I'm getting free money for my house

Thanks to President Obama's economic stimulus plan, I no longer have to pay back the $5,300 tax credit I have coming to me as a first-time homebuyer.

I filed my taxes on Friday, and today got a message about an amendment I need to make regarding the law change.

Before, I was eligible to get 10 percent of my purchase price back on my 2008 taxes, but I would have had to pay 1/15 of it back every year for 15 years by having it withheld from my taxes. Kind of a pain, but a pain I was willing to deal with in order to get my house fixed up to comfy standards.

Now, as long as I stay in the home as a main residence for three years (the Madison County grant stipulation is 5 years anyway), I don't have to pay back a cent.

Thank you, America. Such a load off my financial mind.

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